Frequently asked questions

How much can I borrow?

Loans are available from £7,000 up to £15,000.

Back to list of questions

How quickly can I get the money?


Funds can be transferred to a Halifax/Bank of Scotland account within 48 hours when signed loan documents are received before 2pm. Documents received after 2pm could take up to 3 days. Transfers to non Halifax/Bank of Scotland accounts could take up to five days from receipt of signed loan documentation.

Back to list of questions


How quickly do I get the decision?

In most cases we offer instant decisions, although there may be occasions when we require further information before we can complete your application.

Back to list of questions

What does 'Typical APR' mean?

The Typical APR is the APR at or below which we expect 66% of customers to receive a loan when applying as a result of the applications made on this web site.

Back to list of questions

How long can I take the loan over?

Loans can be repaid over a period of between one and seven years.

Back to list of questions

Can I repay my loan early?

If you take out an agreement with us The Consumer Credit Act gives you the right to settle this agreement at any time by giving notice in writing and paying off the amount you owe under this agreement which may be reduced by a rebate.

Back to list of questions

What option should I chose on marital status if I'm a civil partner?

You can select a marital status of either single or married depending on your preference.

Back to list of questions

Other useful information

Personal Loans Halifax. A little extra help
Banner for printed copy of page